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Credit Card Consolidation
Combine high-rate balances into one fixed monthly payment. Learn more.
PERSONAL LOANS
Low rates.
No fees required.
Personal loans made easy online.
View your rateChecking your rate will not affect your credit score†
Get funds as soon as the same day you sign‡ with our quick, easy application process.
Low monthly payments
Save big by consolidating high-rate debt to one fixed payment.
Get $5K to $100K
Get funds as soon as the same day you sign‡ or we can pay off your credit card directly.
Direct Pay^
We'll pay your credit card lender so you don't have to.
See rates now
No impact to your credit score.† No commitment.
We've helped members pay off over $33B in debt with a SoFi Personal Loan.
The whole process was easy
The whole process was easy. Not a lot of crazy questions or waits....
DR Hill, 17 minutes ago
Rated 4.3 / 5 · 13,523 reviews
Showing our 5 star reviews
The savings and experiences of members herein may not be representative of the experiences of all members. Savings are not guaranteed and will vary based on your unique situation and other factors.
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Online personal loan options for what you need—and when you need them.
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Home Improvement Loans
Fund the project now and pay it back over time. Learn more.
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Emergency Loans
Cover unexpected costs with funds as soon as the same day you sign. Learn more.
Banking built to help your money grow.
Checking and savings in one account, with no account fees and direct deposit that puts your paycheck to work.
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